you need to manage your loan repayment stress free.
you need to manage your loan repayment stress free.
What is an International Student Loan?
- Federal student loans are popular with US students in the USA, but they are not available to international students. International students are specialized private educational loans that are available for international students who are studying in the USA or Canada. International students will have to apply with a qualified cosigner most of the time and should only apply for international student loans after exhausting all scholarships, personal funds and other options. If you’re not able to find a cosigner keep in mind that loans without a cosigner are available to students at select colleges and universities.
- Lenders that require you to have a cosigner will typically give better terms for better credit history, so when you apply, find a cosigner with the best credit history to improve your rates and fees.
How do international Student Loans work?
- If you need to borrow money to help pay for university abroad, it is important to understand how these loans work.
- Student loans fall into two main categories: private student loans and federal student loans. Federal student loans are generally only available to US students. Student loans generally offer lower monthly payments and have lower interest rates than other types of private loans.
- Repayment terms are also usually more generous / relaxed, and many don’t require full payments while you are still attending school and offer a period of time after graduation before repayment starts.
- Student loans are usually disbursed (paid) directly to your school at set times a year to pay for direct university-related expenses. It is less common for the funds to be transferred directly to the student. Student loans are meant to help you cover the difference in costs between your financial aid, scholarships or grants and what college actually costs.
How do I apply for a Student Loan?
- You can find out if you are eligible by checking out one of our partners, MPower, below. You can then apply right online. Approval of your loan can be as quick as a few weeks.
Loan Min - Max
$1,000 – $500,000
Qualifications
- Min 650 credit score (or equivalent cosigner)
- Enrolled in accredited program
- Not available in KY and NV
- Not able to offer variable loan rates in AK, IL, MN, NH, OH, TN and TX
Key Information
- Cannot apply with cosigner
- Flexible repayment terms
- Qualify without hard credit check
DO NOT REMOVE!!
Scholarships
Description: Scholarships awarded annually to international and DACA students enrolled at Universities MPower supports in the U.S. or Canada. Be accepted at, or enrolled in, a full-time degree program at a U.S. or Canadian school that MPOWER supports, and -Be an international student allowed to legally study in the U.S. or Canada, as applicable: For study in the U.S., this means that the applicant meets one of these criteria: Has a valid visa that permits study in the U.S. -Is protected under the Deferred Action for Childhood Arrivals (DACA) -Is a U.S. permanent resident (Green Card holder) For study in Canada, this means the applicant meets one these criteria: -Is a Canadian permanent resident – Has a valid Canadian study permit We have created the scholarship specifically for international and DACA students. Therefore, U.S. citizens wishing to study in the U.S. and Canadian citizens wishing to study in Canada are not eligible for this scholarship.
Awards:
- Grand Prize: $5,000
- Honorable Mentions (2): $1,000
Award Restrictions: Host Countries – United States, Canada
Award Specifications
Amount: $5,000
Number of Awards: 3
Deadline: July 20th
Link: For more information, click here.
Description: Scholarships awarded annually to female international/DACA students who are currently enrolled or accepted to study full-time in a STEM degree program at a program MPOWER supports in the United States or Canada.
Awards:
- Grand Prize: $3,000
- Honorable Mentions (2): $1,000 and $500
Eligibility Requirements:
- -Be accepted at, or enrolled in, a full-time degree program at a U.S. or Canadian school that MPOWER supports, and – Be an international student allowed to legally study in the U.S. or Canada, as applicable: For study in the U.S., this means that the applicant meets one of these criteria:
- Has a valid visa that permits study in the U.S. – Is protected under the Deferred Action for Childhood Arrivals (DACA)
- Is a U.S. permanent resident (Green Card holder) For study in Canada, this means the applicant meets one of these criteria:
- Is a Canadian permanent resident
- Has a valid Canadian study permit We have created this scholarship specifically for international and DACA students. Therefore, U.S. citizens wishing to study in the U.S. and Canadian citizens wishing to study in Canada are not eligible for this scholarship.
Award Restrictions
Host Countries: United States, Canada
Award Specifications
Field of Study:
- Biology/Life Sciences
- Computer & Information Systems
- Engineering
- Health Professions
- Mathematics
- Psychology
- Aviation
- Nursing
- Dental/Orthodontics
- Chemistry
- Applied Science
- Game Design & Development
- Computer Animation
- Criminal & Forensic Science
- Geology
- Medicine
- Nutrition
- Physics and Science
Description:
The Knight-Hennessy Scholars Program is designed to build a multidisciplinary community of Stanford graduate students. The program will annually identify a group of 100 high-achieving students from around the world with demonstrated leadership and civic commitment. As a Knight-Hennessy Scholar, you will develop both the depth and range of subject expertise to confront the numerous grand challenges and opportunities of the future. You will be part of a unique community of change agents from a diverse range of backgrounds. This is a community that will support you, motivate you, and holds you accountable for achieving your goals, even when the odds of success seem likely against you.
Knight-Hennessy Scholars will have the opportunity to spend time with established leaders in both informal and formal settings. These encounters will be available both as intimate conversations exclusively within your community as well as one-on-one meetings with experts in your areas of interest. The presence of a Fellow in Residence, a distinguished global leader residing on campus, will allow for the chance to build meaningful relationships and go in-depth in the Fellow’s area of expertise.
Eligibility Requirements: Open to citizens from ALL countries
Applying to enroll in a full-time graduate degree program at Stanford (e.g., JD, MA, MBA, MD, MS, or Ph.D.), or if you plan on pursuing one of Stanford’s many joint- and dual- graduate degree options (e.g., MD+PhD, JD+MA, MBA+MS).
Applying during your final year of study for your first/bachelor’s degree or within four years of earning your first/bachelor’s degree. For the cohort that applies in 2020, that means you must have graduated between January 2017 and September 2021 to enroll at Stanford in September 2021. We do not make exceptions to this policy.
You must complete the entire application process for your department – including any standardized test that your discipline requires (GMAT, GRE, LSAT, MCAT, etc.) and, if needed, an English proficiency test.
Selection Criteria:
- Independence of thought (first-step mental sharpness; seeks out knowledge and new experiences; full of original ideas; makes sense of ambiguous situations; can hold a contrarian or dissenting point of view)
- Purposeful leadership (ambitious, in the best sense of the word; driven to improve self; willing to take risks; self-aware, persists, and bounces back from adversity)
- Civic mindset (personally humble and kind; inclusive; respects differences; concerned for and helpful to others; low ego)
Application Requirements:
- Online application for admission (including personal and academic information, etc.). You must complete the application and submit it online. We will ask for basic biographic and demographic information, as well as information about your activities and interests.
- Unofficial or self-reported transcript
- Scores on Standardized tests
- Resume / C.V.
- Two Personal Essays
- Video Submission
- Two recommendation letters
- In-person assessment (finalists for the Knight-Hennessy Scholarships Program will be invited to visit Stanford for Immersion Weekend)
Award Restrictions
Host Countries: United States, Canada
Award Specifications
Host Country: United States of America
Description:
The Rhodes Scholarship is the oldest (first awarded in 1902) and perhaps most prestigious international scholarship program, enabling outstanding young people pursuing a postgraduate degree from around the world to study at the University of Oxford.
Eligibility Requirements:
For Specific information regarding your eligibility for this scholarship please visit the following link.
Eligible Countries:
- Australia: (9 Scholarships)
- Bermuda: (1 Scholarship)
- Canada: (11 Scholarships)
- China (4 Scholarships)
- East Africa (1 Scholarship) | Covering: Uganda, Tanzania, Rwanda, South Sudan, and Burundi
- Germany: (2 Scholarships)
- Hong Kong: (1 Scholarship)
- India: (5 Scholarships)
- Israel: (2 Scholarships)
- Jamaica & the Common Wealth Caribbean: (2 Scholarships) | Covering: Antigua, Bahamas, Barbados, Belize, Trinidad & Tobago, Jamaica, Dominica, Grenada, Guyana, St. Lucia, St. Vincent, St. Kitts-Nevis, Montserrat, Anguilla, the Turks and Caicos Islands, Cayman Islands, and the British Virgin Islands
- Kenya: (2 Scholarships)
- Malaysia: (1 Scholarship)
- New Zealand: (3 Scholarships)
- Pakistan: (1 Scholarship)
- Saudi Arabia: (Up to 2 Scholarships)
- Singapore: (1 Scholarship)
- Southern Africa: (10 Scholarships) | Covering South Africa, Botswana, Lesotho, Malawi, Namibia, and eSwatini
- Syria, Jordan, Lebanon, & Palestine: (2 Scholarships)
- United Arab Emirates: (2 Scholarships)
- United States of America: (32 Scholarships)
- West Africa: (1 Scholarship) | Covering : Benin, Burkina Faso, Cape Verde, Gambia, Ghana, Guinea, Guinea-Bissau, Ivory Coast, Liberia, Mali, Mauritania, Niger, Nigeria, the island of Saint Helena, Senegal, Sierra Leone, São Tomé and Principe, and Togo.
- Zambia: (2 Scholarships)
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Zimbabwe: (2 Scholarships)
Award Specifications
Host Country: United Kingdom
Living Stipend (£15,144 per annum as of 2018-19)
Description: AAUW (the American Association of University Women) awards International Fellowships for full-time study or research in the United States to women who are not United States citizens or permanent residents. Both graduate and postgraduate studies at accredited institutions are supported.
Host Institutions: Accredited U.S. Institutions
Amount(s):
- Master’s / Professional Fellowship: $18,000
- Doctorate Fellowship: $20,000
- Postdoctoral Fellowship: $30,000
Eligibility Requirements: Students seeking Graduate and postgraduate studies at accredited U.S. institutions.
Have citizenship in a country other than U.S. or possession of a nonimmigrant visa if residing in the U.S. Women who are currently, or expect to be during the fellowship year, a U.S. citizen, U.S. permanent resident, or dual citizen with the U.S. and another country are not eligible.
Hold an academic degree (earned in the U.S. or abroad) equivalent to a U.S. bachelor’s degree completed by November 15th, 2020.
Intend to devote herself full-time to the proposed academic plan during the fellowship year.
Intend to return to her home country to pursue a professional career.
Be proficient in English and confirm proficiency by submitting a valid ETS TOEFL* (Test of English as a Foreign Language) score or other acceptable verification.
Master’s/first professional degree and doctoral applicants must have applied by November 15th, 2020 to an accredited institution of study for the period of the fellowship year and must indicate the name of the institution in the International Fellowship application. Fellows must provide official confirmation from the institution with their acceptance materials.
Deadline: November 15th (Annual)
Link: For more information please click here.
Description: The Aga Khan Foundation provides a limited number of scholarships each year for postgraduate studies to outstanding students from developing countries who have no other means of financing their studies. Scholarships are awarded on a 50% grant: 50% loan basis through a competitive application process once a year. The Foundation gives priority to requests for Master’s level courses but is willing to consider applications for Ph.D. programs. Applications for short-term courses are not considered.
Host Institutions: Any university except universities in UK, Germany, Sweden, Austria, Denmark, The Netherlands, Italy, Norway, and Ireland.
Eligibility Requirements
Geographic Scope: The Foundation accepts applications from nationals of the following countries: Bangladesh, India, Pakistan, Afghanistan, Tajikistan, Kyrgyzstan, Syria, Egypt, Kenya, Tanzania, Uganda, Madagascar, and Mozambique. In France, Portugal, UK, and the USA, and Canada applications are accepted from those who are originally from one of the above-developing countries, are interested in development-related studies, and who have no other means of financing their education.
Residency Requirement: The Foundation only accepts applications of eligible nationals listed above who are residing in one of the countries where there are local Aga Khan Foundation (AKF), Aga Khan Education Services (AKES), or Aga Khan Education Board (AKEB) offices which process applications and interview candidates.
Age Limit: Preference is given to students under 30 years of age.
Amount(s): The Foundation assists students with tuition fees and living expenses only. The cost of travel is not included in AFK scholarships. Funding for Ph.D. programs is only provided for the first two years of study, after which the students are expected to find alternative sources of assistance.
Half of the scholarship amount is considered as a loan, which must be reimbursed with an annual service charge of 5%. A guarantor is required to co-sign the loan agreement. The payback period is five years, starting six months after the study period funded by the Aga Khan Foundation.
Link: For more information please click here.
Description: The Joint Japan/World Bank Graduate Scholarship Program (JJ/WBGSP) is open to citizens of certain developing countries with relevant professional experience and a history of supporting their countries’ development efforts who are applying to a master’s degree program in a development-related topic.
Subject to available funding, JJWBGSP offers scholarships for 48 Participating Programs at universities in the U.S., Europe, Africa, Oceania, and Japan in key areas of development, including economic policy management, tax policy, and infrastructure management. Please note that if you are not admitted to one of these 48 programs, you are not eligible to apply for a JJWBGSP Scholarship in 2021.
The 2021 application window for developing country nationals opened on March 22, 2021, and will close on May 21, 2021.
After earning their degree, developing country scholars commit to return to their home country to use their new skills and contribute to their countries’ social and economic development.
A JJWBGSP scholarship provides tuition, a monthly living stipend, round-trip airfare, health insurance, and travel allowance.
Eligibility Requirements
- Be a national of a World Bank member developing country on this list;
- Not hold dual citizenship of any developed country;
- Be in good health;
- Hold a Bachelor’s (or equivalent) degree earned at least 3 years prior to the Application Deadline date;
- Have 3 years or more of recent development-related work experience after earning a Bachelor’s (or equivalent) degree;
- Be employed in development-related work in a paid full-time position at the time of submitting the scholarship application. Have at least 3 years of paid development-related employment since earning a Bachelor’s degree (or equivalent university degree) and acquired within the past 6 years from the date of the Application Deadline. Please see FAQs on how to count qualified part-time employment toward this 3-year requirement. Please see Annex 2 of the Application Guidelines for a suggested list of development-related topics. The only exception to this is criterion is for developing country nationals from a country that is on the list of Fragile and Conflict States featured in Annex 3 of the Application Guidelines. In these exceptional cases, we do take into consideration the limited employment opportunities in those countries listed in Annex 3.
- On or before the Scholarship Application Deadline date, be admitted unconditionally (except for funding) for the upcoming academic year to at least one of the JJ/WBGSP participating master’s programs located outside of the applicant’s country of citizenship and country of residence listed at the time the call for scholarship application opens. The letter of admission must be uploaded before submitting your application. For details, see “How to Apply”.
- Not be an Executive Director, his/her alternate, and/or staff of any type of appointment of the World Bank Group or a close relative of the aforementioned by blood or adoption with the term “close relative” defined as Mother, Father, Sister, Half-sister, Brother, Half-brother, Son, Daughter, Aunt, Uncle, Niece, or Nephew.
Amount(s):
- Economy class air travel between your home country and the host university at the start of your program and immediately following the end of the scholarship period. In addition to the two-way air travel, scholars will receive a US $500 travel allowance for each trip;
- Tuition for your graduate program and the cost of basic medical insurance obtained through the university.
- While on campus during the scholarship period, a monthly subsistence allowance to cover all living expenses (accommodations, food, etc., including books). The amount of the allowance varies depending on the host county.
- Please note all JJ/WBGSP scholarships cover the duration of the graduate program or two years, whichever is less.
The JJ/WBGSP scholarship does not cover:
- Visa Application(s) cost
- Expenses to bring and/or support a scholar’s family members;
- Extra-curricular courses or training;
- Courses that do not meet the minimum credits required to earn the graduate degree;
- Language training not provided by the graduate program;
- Additional travel during the course of the study program;
- Expenses related to research, supplementary educational materials, field trips, participation in workshops/seminars, or internships; or
- Educational equipment such as computers
- Resident permit fee
Link: For more information please click here.